UPSTART HOLDINGS INC Scores 44% in Growth Investment Model

UPSTART HOLDINGS INC receives a 44% rating under the P/B Growth Investor model, indicating a mixed outlook. This report highlights UPST's strengths and weaknesses based on key financial metrics that could impact its stock performance.

Date: 08-01-2025

AI Rating: 5

**Analysis of UPSTART HOLDINGS INC**
According to the report, UPSTART HOLDINGS INC (UPST) is analyzed based on the P/B Growth Investor strategy, achieving a rating of 44%. This rating suggests that the company is not fully meeting the growth criteria typically sought after by investors.

The analysis indicates several criteria that have been met and some that have not. Specifically, the stock passed the
- Book/Market Ratio
- Cash Flow from Operations to Assets
- Cash Flow from Operations to Assets vs. Return on Assets
- Research and Development to Assets
However, it failed on:
- Return on Assets
- Return on Assets Variance
- Sales Variance
- Advertising to Assets
- Capital Expenditures to Assets
These failures indicate potential weaknesses in the operational efficiency and growth metrics of UPSTART HOLDINGS INC. The failure on Return on Assets suggests that the company may not be utilizing its assets effectively to generate profits, which is a critical consideration for investors.

The report also suggests that a score of 80% or above would indicate higher interest in the stock under this strategy. At a 44% rating, there may be concerns about the company’s future performance, which could result in a cautious or negative sentiment among investors.

Stocks: UPST