Upstart Holdings Inc Receives Mixed Rating from Guru Strategies

Upstart Holdings Inc shows a 61% rating from the Small-Cap Growth Investor strategy. Despite strengths in cash flow and insider holdings, the company fails in key areas such as profit margins and sales growth.

Date: 22-02-2025

AI Rating: 5

Earnings Per Share (EPS): The report does not provide specific EPS figures, indicating a lack of information on earnings.
Revenue Growth: The analysis mentions a failure in sales growth compared to the previous year, suggesting challenges in increasing revenue.
Net Income: No specific net income data is provided in the report.
Profit Margins: Profit margin is marked as a failure, indicating that the company is struggling to maintain profitability.
Free Cash Flow (FCF): Cash flow from operations is a pass, which shows potential for generating cash, but specifics on free cash flow are not provided.
Return on Equity (ROE): The report does not include information on return on equity, limiting insight into the company’s efficiency in generating returns for shareholders.
Overall, UPST's performance according to the Small-Cap Growth Investor strategy highlights its strengths, particularly in cash flow and insider holdings, but the rating of 61% indicates that the stock does not meet the expectations associated with small-cap growth stocks. The failures in profit margins, sales growth, and other critical areas are concerning and could indicate underlying weaknesses that might negatively impact stock prices in the future. Investors may be wary due to the implications of these failures and might hesitate to invest until these issues are resolved.

Stocks: UPST